Comprehensive credit reporting participants

Over 95% of consumer credit accounts have repayment history being reported across Australia.

Currently, most Australian credit consumers have comprehensive credit data being reported for at least one credit facility.

Financial institutions in Australia, including many based in regional Australia, are reporting accounts under the Comprehensive Credit Reporting (CCR) regime.

This means that most Australian consumers have data on their credit history being reported for at least one credit facility – whether it be Home Loan, Credit Cards, Auto or Personal Loans.

The availability of this data is not only great news for credit providers and for the Australian economy, but for individual consumers.

Today, your credit report is a much more balanced reflection of your credit history rather than just black marks. It includes additional information on the type of accounts you hold, up to 24 months of your repayment history, how many times you’ve applied for credit and how much debt you have available.

Participants and progress with CCR

Currently more than 80 credit providers in Australia are supplying CCR data as at the end of June 2023. These credit providers have demonstrated massive commitment to ensure it helps them lend to consumers more responsibly.

Below for a list of credit providers that are currently participating in CCR and which have agreed to be listed*:

2Be Finance	AFG Securities
Alex Bank Pty Ltd	American Express
AMP	ANZ
Athena Home Loans	Australian Military Bank
Auswide Bank	Azora Finance Services
Azora Personal Loans	Bank Australia
Bank of Melbourne	Bank SA
Bankwest	Bank of Sydney
Bank First	Bendigo & Adelaide Bank
Beyond Bank	Bridgit Financial Services Pty Ltd
Brighten	Brighte Capital Pty Limited
CBA	Coastline Credit Union Limited
EBP Money Pty Ltd	Fair Go Finance
Firstmac	First Federal Home Loans
Gateway Bank	Greater Bank
Great Southern Bank	Grow Finance
Harmoney	Health Professionals Bank
Heritage Bank	HSBC
Hume Bank Limited	Humm
Illawara Credit Union	ING
Keystart Loans	Latitude Financial Services
Macquarie Bank	MeBank
Metro CF Pty Ltd	MoneyMe
MoneyPlace	MOVE Bank
MyState Bank	NAB
Newcastle Permanent Building Society	Nimble Australia
NOW Finance	Qudos Bank
Queensland Country Bank	People's Choice Credit Union
Pepper Money Limited	Plenti
Police Credit Union	P&N Bank
PRA Australia	RACV
RAMS	Regional Australia Bank
Resi Wholesale Funding Pty Ltd	Revolut Payments Australia Pty Ltd
Society One	Source Funding Pty Ltd
St George Bank	Sucasa Loans Pty Ltd
Suncorp Bank	SureMoney Pty Ltd
SMC Management Holding Pty Ltd	Taurus Motor Finance
Teachers Mutual Bank	Think Tank Group
Volkswagen Financial Services	Westpac
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