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Who is CreditSmart?

CreditSmart is an information website developed by credit experts to help consumers understand how credit reporting operates in Australia. It aims to help you understand how recent credit reporting reforms affect you, by providing information about the system that is unbiased and fair.

CreditSmart’s purpose is to empower you to understand how your credit choices affect the information that credit providers can access, and how you can view and control that information.

The CreditSmart website is owned by the Australian Retail Credit Association (ARCA), which is the peak body for organisations involved in the disclosure, exchange and application of credit reporting data in Australia. ARCA’s members are the most significant credit providers including the four major banks, credit reporting bodies (CRBs), specialist consumer finance companies, and marketplace lenders.

Our valued supporters below assisted in providing funding to create the CreditSmart website:

CreditSmart Contributors

NAB

ARCA Member: TIER 1

CBA H RGB

ARCA Member: TIER 1

BANKWEST

ARCA Member: TIER 1

Latitude financial services

ARCA Member: TIER 1

200W header logo

ARCA Member: TIER 1

ST GEORGE

ARCA Member: TIER 1

BOMELB

ARCA Member: TIER 1

BANK SA

ARCA Member: TIER 1

RAM

ARCA Member: TIER 1

ANZ

ARCA Member: TIER 1

bendigo and adelaide bank

ARCA Member: TIER 2

Adelaide Bank

ARCA Member: TIER 2

Delphi

ARCA Member: TIER 2

HSBC

ARCA Member: TIER 2

CITI

ARCA Member: TIER 2

BOQ

ARCA Member: TIER 2

SUNCORP

ARCA Member: TIER 2

MACQ

ARCA Member: TIER 2

UNIBANK

ARCA Member: TIER 3

CUA

ARCA Member: TIER 3

PEPPER MONEY

ARCA Member: TIER 3

ME BANK

ARCA Member: TIER 3

TOYOTA FIN

ARCA Member: TIER 3

HFS

ARCA Member: TIER 3

LFS

ARCA Member: TIER 3

PowerTorque logo

ARCA Member: TIER 3

Moneyplace

ARCA Member: TIER 4

MME

ARCA Member: TIER 4

POLICE BANK

ARCA Member: TIER 4

CUSTOMS BANK

ARCA Member: TIER 4

SOCIETY ONE

ARCA Member: TIER 4

NOW FINANCE

ARCA Member: TIER 4

GSM

ARCA Member: TIER 4

Compuscan

Credit Reporting Body

genworth

ARCA Associate Member

CreditSimple

Campaign Contributor

GET CREDIT SCORE

Campaign Contributor

Credit Savvy

ARCA Associate Member

Experianc

Credit Reporting Body

QBE

ARCA Associate Member

KeypointLaw

ARCA Associate Member

Digital Agency: Spark Green

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