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What is my credit score? Can you give me my score? My identity was stolen. How do I put a ban on my credit report? How many credit scores do I have? Do credit scores follow me overseas? What is a good credit score? How do I fix my credit score?

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Credit Reporting

 What is a credit report? Where can I get my free credit report? How can I fix my bad credit? Who reports my payments on my credit report? How often does my credit report change? More questions

Financial Hardship Assistance

 How do I get hardship help? What is financial hardship? Will hardship help stop me from getting credit in the future? Is hardship assistance better than missing payments? What loans or bills can I get hardship help with? More questions

While we can’t offer personal, legal or financial advice, we can guide you to helpful resources. 

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Who is CreditSmart?

CreditSmart is an information website developed by credit experts to help consumers understand how credit reporting operates in Australia.

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