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If I get hardship help for my rent, phone bill, buy now pay later does that go on my credit report?

Information about your rent payments does not appear on your credit report at all. Information about hardship help on a phone bill does not show on your credit report. Information about hardship help on your buy now pay later account may appear on your report as a ‘note’ depending on your BNPL provider (only some BNPL providers report detailed information to a credit reporting body). 

While we can’t offer personal, legal or financial advice, we can guide you to helpful resources. 

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